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What You Need To Know About Immediate Payday Loans

A no-hassle loan that can immediately provide you with the cash you need during an emergency? It sounds too good to be true, doesn’t it? Fortunately, it isn’t. At HPD Loans, we help thousands of people every day with our immediate payday loans, and we can help you too! Before we do, however, there are a few things you should know about this type of loan.

Not a Long-Term Solution

If you’re considering one, you should be aware of the fact that immediate payday loans are not a permanent solution to any debt issues you may be having. These loans are perfect if you need to get out of a one-time tricky situation, but you should not rely on them if your debt issues are long-term.


Though they aren’t demanding ones, our requirements must be met before you can benefit from one of our immediate payday loans. First, you’ll need to meet our most basic requirements. This means you’ll need to be over the age of eighteen years old, and you’ll need to have a valid social security number.

Secondly, you’ll need to be employed. You should have at least three months of experience at this particular job, and the employer will need to offer direct deposit. You’ll also need to make at least $1,500 a month through this job, and you will need to provide proof of this.

Thirdly, you’ll need a valid checking account, and you’ll need to be able to provide us with the account information. We will need to know the information—particularly the routing number—to send your cash to you.

When to Get an Immediate Payday Loan

Immediate payday loans are specifically designed to benefit people who need a small amount of cash (perhaps around $500-$1000) right away. It is meant to be a one-time loan. It does not matter what you need the money for, as long as you are able to pay it off by your next payday. Otherwise, you will end up constantly borrowing money.

Our immediate payday loans are fast and convenient because we do not require your credit score information. That’s right—it doesn’t matter how good or bad your credit is. We don’t care! It won’t stop you from getting approved. This makes payday loans one of the easiest loans available today.

Paying Back Your Loan

Typically, payday loans should be paid back in full by your next paycheck. If you are not able to pay back your loan by your next payday, however, you’ll need to contact us so we can arrange something. At HPD Loans, we are flexible and willing to help each individual customer, so let us know!


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